Yesterday, a friend and I went to a seminar at a downtown hotel hosted by a company called National Grants Conferences. Seems that there's a great amount of money, free for the asking and with few or no strings attached, available from the government in the form of grants and zero percent interest loans which can be used to buy or remodel a house, start a business, go to school or for almost any other purpose if you can qualify. The catch is, the process of applying is supposed to be so complex that experienced professionals are needed to get through the paperwork, which NGC is happy to provide for around $900.00. As I understand it, they guarantee only to take care of the paperwork and make you go through all the steps involved in applying for a grant, not that you will actually qualify for one.

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